Recreational Vehicle Insurance

The only thing better than hitting the open road with the freedom to go anywhere is saving money in the process. Let us quote your RV insurance to see how much we can save you.

What is RV Insurance?

RV insurance is a type of insurance coverage specifically tailored for recreational vehicles (RVs). It provides protection for motorhomes, camper vans, travel trailers, and other types of recreational vehicles used for leisure travel or camping.

RV insurance typically includes coverage for physical damage to the RV, liability coverage for bodily injury and property damage to others, and coverage for personal belongings inside the RV. It may also offer additional options such as roadside assistance, emergency expense coverage, and vacation liability coverage.

​RV insurance is important to safeguard against accidents, theft, and other unforeseen events that can occur while traveling or using an RV. It is designed to provide financial protection and peace of mind for RV owners, allowing them to enjoy their adventures with confidence.

Recreational Vehicle Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
  • Bodily injury liability - for injuries the policyholder causes to someone else.
  • Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property damage liability - for damage the policyholder causes to someone else’s property.
  • Collision - for damage to the policyholder’s car from a collision.
  • Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  • Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
  • Contents Coverage - Covers damage or loss of the contents of the recreational vehicle. Contents coverage is typically purchased at a set amount not to be exceeded in a claim payout.

Protect your RV with comprehensive insurance coverage. Get peace of mind for your travels and camping adventures. Request a quote from Hecht Insurance Advisors today!​
(540) 712-2199​
600 Lee Highway
Verona, VA 24482​
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